Calculate maturity amount, real returns, renewal projections & TDS impact. All currencies supported.
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⚙️ FD Details
+0.50% Extra Rate
🌍 Typical FD rate in India: 6.5–7.5% p.a.
₹
7.00%
1%Effective rate: 7.00%15%
%
%
times
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Fetching live rates…
🟢 Showing values in USD $ ·
Maturity Amount
₹0
Principal + Interest earned
Principal
₹0
Interest Earned
₹0
Maturity Amount
₹0
TDS Deducted
₹0
Net After TDS
₹0
Effective Rate
0%
📊 Principal vs Interest Breakdown
Principal 70%Interest 30%
📉 Inflation Adjusted Real Return
🌿
Calculating...
💡 Real return = Nominal Rate – Inflation Rate. It shows your actual purchasing power gain.
🏛️ TDS / Tax Impact
📋
Calculating...
⚖️ FD vs SIP Comparison
🏦 FD Maturity
₹0
vs
📈 SIP Returns (12% p.a.)
₹0
Calculating...
* SIP comparison assumes same principal invested monthly over tenure at 12% p.a. (avg equity return). FD gives guaranteed returns; SIP is market-linked.
🔄 Auto Renewal Projections
Renewal #
Opening Amount
Interest Earned
TDS Deducted
Maturity Amount
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FD Calculator – How Fixed Deposit Returns Work
A Fixed Deposit (FD) calculator helps you estimate the maturity amount you'll receive at the end of your FD tenure. Enter your principal, interest rate, tenure, and compounding frequency to instantly see your returns.
🔢 FD Maturity Formula (Compound Interest)
A = P × (1 + r/n)^(n×t)
Where A = Maturity Amount, P = Principal, r = Annual Interest Rate, n = Compounding frequency per year, t = Tenure in years.
📌 Key Features of This FD Calculator
Supports 10+ global currencies with live exchange rates (Fawazahmed API)
Senior citizen toggle — auto applies extra interest rate benefit